White Collar - the duties of your occupation are limited to professional, administrative, clerical, secretarial or similar sedentary tasks, which do not involve manual work and are undertaken entirely (or at least 80%) within an office environment. Non White Collar - anyone who doesn't meet the above definition of White Collar. This includes those not working and/or engaged in home duties.
You can take out death only cover, or death and TPD cover. You cannot take out TPD cover only. Your death and TPD cover sums insured can differ, but your TPD sum insured cannot exceed your death sum insured.
Maximum death cover via this short form application is $750,000. Up to $1m cover can be obtained by completing a OnePath Full Personal Statement Minimum death cover is $50,000. Maximum entry age for death cover is 65.
Maximum TPD cover via this short form application is $750,000. Up to $1m cover can be obtained by completing a OnePath Full Personal Statement Your TPD sum insured cannot exceed your death sum insured. Minimum TPD cover is $50,000. Maximum entry age for TPD cover is 60.